Jumbo Loans in Arizona
Conforming loan limits in Arizona may vary by county. Some Arizona counties are designated as high-cost areas with higher conforming limits, which affects whether your loan qualifies as jumbo. Check the FHFA website for specific limits in your Arizona county.
Arizona homebuyers in high-cost markets may find that jumbo loans are common and competitively priced. Compare jumbo loan offers from multiple Arizona lenders, including local banks and credit unions that may portfolio these loans.
Frequently Asked Questions
What is the conforming loan limit in Arizona?
Conforming loan limits in Arizona vary by county. Some Arizona counties have the standard limit ($766,550 in 2024), while high-cost counties may have higher limits. Check the FHFA county-level lookup for your specific Arizona county.
Are jumbo loans common in Arizona?
Jumbo loan prevalence in Arizona depends on local home prices. In Arizona counties with high median home prices, jumbo loans are very common. In more affordable areas, most loans fall within conforming limits.
Where can I get a jumbo loan in Arizona?
Most major banks and mortgage companies in Arizona offer jumbo loans. Local Arizona banks and credit unions may also offer competitive jumbo products as portfolio loans. Compare rates and terms from multiple Arizona lenders.